The Business Platinum Card® from American Express might come with a high annual fee, but it also has a whole lot of credit card perks.
Despite the annual price tag of $695 (see rates and fees), the Amex Business Platinum card has plenty to offer — but many of the card’s best benefits aren’t automatic; you’ll have to enroll your card to get them. Here’s a quick look at what those perks are and how to register for them.
And remember, exclusively through The Points Guy, the card is also currently offering a lucrative introductory bonus of 150,000 Membership Rewards points after you spend $15,000 on eligible purchases in the first three months of card membership. That’s worth a whopping $3,000, according to TPG’s latest valuations, and matches the highest offer ever seen on this card.
The last time a 150,000-point bonus was available to the public was back in mid-2017, so more than five years later, this is a great time to apply for the card.
In This Post
Overview of the Business Platinum perks
The Amex Business Platinum has over $1,400 in statement credits that you could potentially maximize. Of the seven credits, you must register for six before you can actually begin using them. Here’s a look at what those credits are:
Do I need to register?
How it works
Up to $400.
Annual statement credit on all U.S. Dell purchases, up to $200 semi-annually. This is a $200 increase from the existing Dell benefit.
Up to $360.
Annual statement credit on all Indeed hiring and recruiting products and services to post open positions and find talent, up to $90 per quarter.
Up to $150.
Annual statement credit on select purchases, including Adobe Creative Cloud and Acrobat Pro DC.
Wireless telephone services
Up to $120.
Annual statement credits for purchases made directly from any US wireless telephone provider, up to $10 per month.
Up to $189.
Statement credits toward an annual Clear membership for expedited airport security.
Up to $200.
Annual airline fee credit of up to $200 on charges by the airline you select per calendar year.
Global Entry or TSA PreCheck
Up to $100.
Statement credits for Global Entry ($100) or TSA PreCheck ($85) every four years (4.5 years for PreCheck).
Besides statement credits, the Business Platinum card also has several other perks you have to register for. These include:
A 35% rebate when you Pay With Points for a first or business class ticket on any airline or an economy ticket on one airline of your choice (up to 1 million points per calendar year).
Access to Amex Centurion Lounges, Delta Sky Clubs (on same-day Delta flights), Priority Pass lounges, and other lounges in the American Express Global Lounge Collection.
Gold Elite status with Hilton Honors and Marriott Bonvoy.
Premium Private Jet Program: Access to a 20% discount on Wheels Up Connect and a 40% discount on Wheels Up Core memberships. Plus, a $500 or $2,000 credit added to Wheels Up account to use toward an initial flight within the first year, depending on selected Wheels Up membership.
Finally, here are the other top Amex Business Platinum perks that don’t require registration:
1.5 points per dollar on purchases for up to $2 million per calendar year across new categories that include:
Electronics goods retailers, software and cloud service providers
Construction materials and hardware supplies
1.5 points per dollar earned on large purchases over $5,000
5 points per dollar on flights and pre-paid hotels booked in advance through Amex Travel
Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period. Note that a $50 deductible will apply.
Access to the Cruise Privileges Program and the International Airline Program.
Global Dining Access by Resy: Exclusive reservations at some of the world’s top restaurants, access to premium events, and other perks like priority notify and VIP status.
How to register
The golden ticket to accessing these perks is through your online Amex account under the “Benefits” tab. Once there, you can find every perk that you need to register for. In fact, there is an additional “Enroll” tab that breaks down the perks that require enrollment.
In addition, several perks even have a dedicated tracker within your Amex account. This is helpful to determine how much of a perk you have left remaining. For instance, in the screenshot above, this cardholder still has $200 left of their airline fee credit. (Don’t forget to register first.)
The Amex Business Platinum Card is one of our top business cards that’s excellent for small businesses with expenses in the new statement credit categories. While it might not be worth the money for all business owners, its travel and lifestyle perks are difficult, if not impossible, to beat.
Most of its perks, however, do need to be registered for ahead of time — a worthy investment if you plan on making the most of your new card.
Official application link: Amex Business Platinum with a TPG-exclusive 150,000-point welcome offer.
Additional reporting by Ryan Wilcox.
For rates and fees of the Amex Business Platinum Card, click here